Brought to you by Linda Grimshaw Broker
June 1st 2003

Linda Grimshaw
Broker

It's certainly is spring. And at Sarasota Life Realty Group we're doing some spring house cleaning. If you haven't visited the our site lately, you'll find that we've added a new area map showing the newest, hottest communities. From the main menu, click on "Property", then click on "Communities". From The Manatee River to Venice you'll get detailed information on what's new. Simply place your cursor over the community icon for basic information. If a link is present, click for more information, pictures and virtual tours. Check back often as we are in the process of adding more information all during June.

    Happy House Hunting ---Linda 
News from Sarasota Life Realty Group

COMMUNITIES

Sandstone Falls
at


Virtual Tour

From the lush and beautifully landscaped grounds to the innovative home styles and designs, LakeRidge Falls offers much more than a home – it offers a lifestyle of luxury, convenience and activities that are unique to the Sarasota area for Active-Adults, aged 55 or better. Enjoy a gated and staffed entrance, HOA maintenance of your lawn, a carefully planned Fitness & Social Club and a resort-style heated swimming pool with lap lanes. Choose from a selection of 400 home sites, many featuring dramatic lake views. Call or visit today to learn about the active lifestyle that awaits you at LakeRidge Falls.

  • Home Type
  • Duplex/Cluster
  • Plan Features
  • Natural gas throughout community
  • Kitchen appliances: refrigerator, range, microwave, dishwasher, disposal
  • Laundry area with gas dryer and washer
  • Decorative S tile roof
  • Volume ceilings with knock down finish
  • Ceramic tile in all wet areas including foyer
  • Oak cabinets in kitchen and all bathrooms
  • Home security system
  • Decorator door hardware
  • Recessed kitchen lighting
  • Fully sodded home site with Floratam sod and an irrigation system
  • Patented pest defense system
  • White cast iron kitchen sink Covered, screened lanai

  • Community Amenities
  • Adult Community
  • Age Restricted
  • Clubhouse Community Pool
  • Gated Community Greenbelt/Open Spaces
  • Jogging/Walking Trails Lake
  • Natural Gas Sidewalks
  • Base Plan Prices From $161s-$176s
  • Preserve and Lake view Home sites
  • Fitness & Social Clubhouse - almost 7,000 sq. ft.
  • Gated and Staffed Community Entrance

General Real Estate News

FINANCE
Up & Down!  And round and round and where it stops nobody know. Still if your thinking of buying, you couldn't go wrong with these rates!

This Month (Sarasota)

Term Rate Pts.
30-Yr. Fixed 5.00% 0.0
15 Yr. Fixed 4.38% 0.0
1 Yr. ARM 4.00% 0.0

April 2003 (Sarasota)

Term Rate Pts.
30-Yr. Fixed 5.38% .00
15 Yr. Fixed 4.75% .00
1 Yr. ARM 4.25% .00


Feature Article of the Month

HOME INSURANCE

It's one of the things we don't want to think about. But what would you do if your home were to be destroyed by fire or some natural disaster? Even a small fire or flood can do enormous damage. How do you replace and rebuild? Do you have the necessary insurance coverage?

Replacement Cost Insurance will pay you the cost of replacing the damaged property without deduction for depreciation. However, it is limited to a maximum dollar amount. An Actual Cash Value policy is one where the policy holder receives an amount equal to the replacement value of the damaged property minus depreciation. Unless your policy specifically states that property is covered for its replacement value, the coverage is for actual cash value.

A Guaranteed Replacement Cost insurance policy will cover the cost of rebuilding your home from the ground up, excluding the value of the land and foundation. This kind of coverage can also include miscellaneous costs, such as clearing the site for rebuilding. This kind of insurance gives you protection against a sudden increase in construction costs.

Your replacement costs may or may not reflect the market value of your home. Be sure your policy takes into account the current building codes. It's usually illegal to over-insure, but it's a big mistake to under-insure. Adequate insurance coverage will help you get your life back on track after a storm, fire or burglary.

You'll also want adequate coverage for any personal property that may have been damaged. Keep an accurate record of your possessions. Get a pad and pen and take a walk into each room of your home. List the contents as you move through, writing down serial numbers when applicable.

Paneling

There are different kinds of paneling. We offer suggestions on cleaning, maintaining, repairing, and painting yours.

Many older homes have at least one room that has paneling. Paneling is quite often used to lend a rustic or warm look to a den, or basement rec room. There are three kinds of paneling. These include solid wood planks, plywood sheets, and faux-finished hardboard.

If you have a room with solid wood or plywood paneling, you can do a number of things to restore a like-new condition. Cleaning it is the most effective (and easiest) way to brighten the finish. Mere furniture polish won't do the job; you need something stronger.

Wearing rubber gloves and protective eye gear, mix equal parts of white vinegar, turpentine, and boiled linseed oil in a small container. Dip a clean, soft, undyed cloth into the solution, wipe it on the paneling, and rub it in. As you scrub this cleaner/moisturizer into the wood, it will start to evaporate. At that point, wipe the excess with a dry cloth. The results will be amazing.

If your wood paneling is clean and just dry, wipe on lemon oil to restore the depth and luster of the finish.

If you need to repair a small hole or imperfection, use wood dough, which is easier to hide than spackle. You can camouflage the repair by color matching with a touch-up stick, or if you're particularly arty, apply a faux finish.

If you're tired of the look of dark wood paneling, but you like the texture, paint it. Wash the surface well with trisodium phosphate (TSP) to cut all grease, grime and dirt. When the walls are dry, prime them with an oil-based stain-killer like KILZ.

If you want to eliminate the grooves between the boards, now is the time to fill them with a vinyl spackling compound. Once it's dry, sand the surface and prime. Finish the walls with latex paint.



Olivia Newton-John

Saturday, June 14, 2003 8 PM




Join us on the bay front for a Tropical 4th of July celebration! Festivities begin at 6:00pm in the Gardens on Friday, July 4th!

Take pictures and videos of each room and store this information in a safe place. Inform your insurance agent of valuables that may be stored in your home or items of unusual value, such as antiques. It's best to protect important documents and valuables in a safety lock box.

There's very little most of us can do about natural disasters but always follow the safety tips for your area. As the saying goes, 'Batten down the hatches,' when necessary. If your home has a fireplace, be sure the last coal is out before retiring for the night. Smoke detectors in each room can and do save lives. Test yours twice a year to make sure the batteries are working. Keep lighters and matches where small children cannot reach them.

You can lessen the likelihood of burglary, especially when you're away on vacation, by making a potential thief believe your home is not an easy target. Timers on lights and radios, motion detectors on outdoor lighting and a Beware of Dog sign are some good tips. Keep your garage doors closed and locked. When all the windows have the shades drawn tight, it's a clear signal that no one is there. So, open the curtains, at least partially, and place a lamp or tall plant so no one has a clear view of the interior. You might also want to start a neighborhood watch program. And let your neighbors know when you're going to be away for any length of time. Have someone collect mail and newspapers. Hopefully, you'll never have to use that insurance policy


CONTACT INFORMATION
Linda Grimshaw, Broker
Sarasota Life Realty Group
4312 Longchamp Dr. Sarasota Fl. 34235
941-359-8020, 941-359-8072 FAX
linda@sarasotalife.com

We at Sarasota Life used our best efforts in collecting and preparing the information published herein, we do not assume, and hereby disclaim, any liability for any loss or damage caused by errors or omissions, whether such errors or omissions resulted from negligence, accident or other causes.